Concerns over identity theft continue to grow, especially with news of data breaches at major companies and financial institutions. Unfortunately, you have little control over the hacking of these companies, but you do have control over your actions.

Ten Things to Leave at Home

1. Social Security Card — A Social Security card may be used to open credit card accounts and take out loans. Taking it out where it might be stolen is tantamount to handing the keys to the kingdom to a thief. For seniors, this also includes your Medicare card since that has your Social Security number on it.
2. Multiple Credit Cards — Carry a single card for general use and emergencies. Only carry another card if you plan on using it that day. Keeping all those cards at home will save you considerable time in reporting lost cards and disputing charges should your purse or wallet get stolen.
3. Gift Cards and Certificates — They’re like cash. Keep them home until you’re ready to use them.
4. Spare Keys — Your wallet or purse contains your home address. No sense making the theft worse by endangering your home and family.
5. USB Drive — Very convenient for carrying important files, but it’s gone forever if your wallet or purse is lost or stolen.

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Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Independent Advisor Alliance, a registered investment advisor. Rutledge Financial Partners, LLC and Independent Advisor Alliance are separate entities from LPL Financial.