The Mint Hill Chamber of Commerce enjoyed a record turnout of more than 60 people at its monthly member luncheon last Thursday, April 25, at Pine Lake Country Club.

New Chamber members were also in abundance at this month’s luncheon, a total of eight: AFLAC, Asea-Advancing Health and Athletics, Blair Road United Methodist, Car- riker Carpets, CORE Technology, Cottage Yarn, 5/3 Bank, and Carl M. Ellington Funeral Services.

Andrea Buschur, financial professional with Prudential, was the featured speaker at this month’s luncheon, on the topic of “Reviewing Your Social Security Options.”

Buschur presented different strategies and options for making the most of social security after retirement.

Buschur informed the crowd that several problems have befallen social security in recent years, including less money being put toward social security, and changing demograph- ics in America that put extra stress on the social security system.

Namely, people are living longer, and Buschur said the largest growing age group in the United States is centurions, or people turning 100, much longer than the average life expectancy when the system was established.

“The system was set up for people not to even really draw money from the system,” said Buschur. “Now people are living 30, 40 years into retirement drawing from this system.”

Economic factors also contribute to the welfare of the social security system, and when there are fewer workers paying into the system per each person drawing from it, it puts extra stress on social security.

Buschur said that social security must change, but that she does not know what those changes need to be, but simply urged people to vote and speak to their local legislators about the matter.

The rest of the discussion revolved around techniques and strategies to help maximize social security benefits, all of which include the age at which you decide to draw social security, the highest earning portion of one’s career, and other retirement plans.

Thinking that social security is straightforward and that a person has it under control is the most common problem Buschur said she sees with people drawing social security.

It is a complex system, she said, and retirees can benefit from speaking with a professional who has all the experience and resources to make sure that nothing is missed when going to draw social security.

To close, Buschur left attendees with a to-do list once they got home: print out your social security statement, evaluate at what age you might want to draw social security and other options, and finally, to work with a professional.